Housing Loans

Owning a house is equal parts an emotional investment as well as an achievement. It sure is a matter of pride. But, we at Arkfinanza know that when you are a home loan borrower there is a checklist of things buzzing inside your head. Common things include selecting which bank/NBFC/Housing Finance Company to choose, the paperwork, running needful checks of the home you are buying etc. We understand that a little assurance and support goes a long way. Hence we give you the best and affordable offers on home loans across many finance providers. We make loan applications simple with instant approvals and paperless online processes. With Arkfinanza your home loan will be made easier, and you can apply for it in 3 simple steps.

Featured Loans

Bank Name	Interest Rate	Processing Fee	Loan Amount	Tenure
	8.70% p.a	Rs. 10000/- for Salaried, 0.15% for SENP	Upto 25cr	Upto 30 Years	Apply Now
At HDFC Bank, you can enjoy attractive Home Loan interest rates along with a hassle-free loan application process, easy loan repayment options, and flexible tenures. We offer a range of Home Loans, including Top Up Loans, Home Improvement Loans, and Home Extension Loans. Documents One passport size photograph Copy of PAN card (for applicants with relationship proof) Copy of Aadhaar card (for applicants with relationship proof) Copy of Residence proof (for applicants with relationship proof) Last 3 months’ salary slips (for applicants whose income is considered) Last 2 years Income Tax Return (ITR) Form 16 of past 2 years Last 1 year banking Processing Fees & Charges 0.5% - 1.5% Benefits No guarantor required Special offers are available for women applicants at a lower rate Door step service Part-payment available Criteria Age limit for self Employed individuals 21 to 65 years Max Tenure 30 Years Rate package Floating Minimum salary 10000 p.m and minimum Business income 200000 p.a
	8.70% p.a	Rs. 10000/- for Salaried, 0.30% for SENP	Upto 25cr	Upto 30 Years	Apply Now
Buying a house is dream for many and involves a lot of financial planning . ICICI Bank home loans makes it simpler for those who want to realize this dream. With our Express Home Loans platform you can now get digital sanction of your home loan at attractive rate of interest in just few simple steps. Documents Application form with photograph duly signed Identity, residence and age proof Last 6 months bank statements Last 3 months Salary-slips Processing fee cheque Form 16/ Income Tax Returns Proof of business existence Business profile Education qualification certificate and proof of business existence Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified/ Audited Balance Sheet and Profit & Loss Account Processing Fees & Charges Processing fees 2999/- Benefits Online sanctioned in five simple steps Benefit from low EMI’s with higher tenure Enjoy faster loan disbursement in projects approved by us Facility to check your home loan status on the go Hassle-free disbursement with minimal documentation. Choose your dream home from ICICI Banks approved projects at http://home.icicibank.com/home. Criteria Age Minimum: 21 years Maximum: 60 years Minimum monthly income required 25000 and minimum business income 2 lakh p.a.
	8.50% p.a	Rs. 10,000/-	Upto 25cr	Upto 25 Years	Apply Now
Many people today wish to own their dream homes in the cities of their choice. But it often happens that rising real-estate prices makes this dream a pipe dream. However, the scenario has changed today, with the availability of home loans at attractive interest rates and flexible EMI options. While there are many banks and Housing Finance Companies (HFCs) in the country that offer home loans, SBI Home Loans emerge as a clear winner due to the trust factor. Documents Duly filled in loan application form Three passport-size photographs Proof of Residence (one): Latest utility bill or copy of Aadhaar card, driving license, or passport Proof of identity (one): Voter ID card, PAN, driver's license, or passport Employer identity card Proof of income for salaried applicant/co-applicant: Salary certificate or salary slips for the previous three months Copy of IT Returns for the previous two financial years or Copy of Form 16 for the previous two years Proof of income for non-salaried applicant/co-applicant: IT returns of the previous three years Balance Sheet of the previous three years Profit & Loss account of the previous three years Details of business license or equivalent Form 16A or TDS certificate, if applicable For professionals: Certificate of qualification Proof of business address Account statement: Bank account statements of the previous six months for all bank accounts held by applicant Loan account statement of the previous one year if another loan is currently active Property papers Copy of approved blueprint Occupancy Certificate (for ready-to-move property) Conveyance Deed (For New Property) Permission for construction (where applicable) Stamped Agreement for Sale or Allotment Letter Maintenance bill Electricity bill Property tax receipt Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property) Bank account statements or payment receipts of payments to seller or builder Registered Agreement for Sale Share Certificate Processing Fees & Charges PF 0.35% - 1% of loan amount Benefits Home Loan products to suit every customer’s need Low Interest Rates Low Processing Fee No Hidden Charges No Pre Payment Penalty Interest charges on Daily Reducing Balance Repayment up to 30 years Interest Concession for Women Borrowers Instant Top-Up Loans for existing Home Loan borrowers Criteria Minimum Age: 21 years Maximum Age: 60 years Loan Tenure: up to 30 years. Minimum salary for State Bank of India (SBI) Home Loan Rs.25000
	8.70% p.a	Rs. 10000/- for Salaried, 0.25% for SENP	Upto 10cr	Upto 20 Years	Apply Now
A home loan is financial aid sought by applicants who need to purchase, renovate or expand their homes. With this secured loan, the borrowers only have to pay a down payment while the remaining amount (upto 90%* on a loan amount lesser than Rs. 30 lakh) is covered by the lender. The total borrowed amount with interest is then repaid to the lender as monthly EMIs. With over 30 years of industry expertise and customer trust behind us, we offer home loans tailored to your budget and at low interest rates. Whether you are looking to buy a home, build one, or renovate one, PNB Housing’s efficient and easy housing loan can help you get there. Documents Age proof Residence Address Proof Education Qualifications Income Proof which includes salary slips of last 3 months, Form 16 for last 2 years and latest 6 months bank statement Income Proof pertaining to business and ITR, such as proof of business existence, last 3 years income tax returns, accountant-certified balance sheets, and last 12 months bank account statement Other Documents related to the property such as title, approved plan, etc. Processing Fees & Charges Processing fees 0.25% Benefits Attractive Interest Rate Home Loan Product Bouquet Home Loan up to 30-Year Tenure Easy Finance Low Processing Fee Customer-Friendly Features & Convenience Personalized Loan Eligibility Programs Online Application Processing Nationwide Presence Loan Enhancement Criteria Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity. Monthly income/salary should be INR 15,000 and above Minimum 3+year’s experience / business continuity required.
	8.50% p.a	Rs. 22,500/-	Upto 25cr	Upto 30 Years	Apply Now
A home loan is financial aid sought by applicants who need to purchase, renovate or expand their homes. With this secured loan, the borrowers only have to pay a down payment while the remaining amount (upto 90%* on a loan amount lesser than Rs. 30 lakh) is covered by the lender. The total borrowed amount with interest is then repaid to the lender as monthly EMIs. With over 30 years of industry expertise and customer trust behind us, we offer home loans tailored to your budget and at low interest rates. Whether you are looking to buy a home, build one, or renovate one, PNB Housing’s efficient and easy housing loan can help you get there. Documents Age proof Residence Address Proof Education Qualifications Income Proof which includes salary slips of last 3 months, Form 16 for last 2 years and latest 6 months bank statement Income Proof pertaining to business and ITR, such as proof of business existence, last 3 years income tax returns, accountant-certified balance sheets, and last 12 months bank account statement Other Documents related to the property such as title, approved plan, etc. Processing Fees & Charges Processing fees 0.25% Benefits Attractive Interest Rate Home Loan Product Bouquet Home Loan up to 30-Year Tenure Easy Finance Low Processing Fee Customer-Friendly Features & Convenience Personalized Loan Eligibility Programs Online Application Processing Nationwide Presence Loan Enhancement Criteria Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity. Monthly income/salary should be INR 15,000 and above Minimum 3+year’s experience / business continuity required.

Advantages of using Arkfinanza

We let you apply for the loan in 3-simple steps
No piles of papers, 100% paperless process
We provide options to choose from various Banks/Finance Institutions
You get multiple offers to pick from so that you choose what suits you best
With just a click, you can choose your Bank/Financial Institution
You can apply online to the Bank/Financial Institution directly

List of Documents required
for application

For Salaried Employees:

Age Proof (PAN Card, Passport)
Residential Proof (Passport, Driving License, Aadhar Card, Electricity Bill, Gas Bill)
Salary Slips or Salary Certificates of last 6 months
Form 16 or 16 A of last 2 years
Bank statement of salary account (Last 12 months)

For Self Employed Non-Professionals:

Age Proof (PAN Card, Passport)
Residential Proof (Passport, Driving License, Aadhar Card, Electricity Bill, Gas Bill)
Company Certificate & proof of Business existence along with Business profile
Income documents: Last 3 Yrs IT returns of Applicant & Co-Applicant & Balance sheets duly certified/audited by registered Chartered Accountant
Bank accounts: Last 12 months Bank Account Statements (Current & Savings)
Partnership/Pvt Ltd: Partnership deed, MOA and AOA of company
Pvt Ltd: Shareholding pattern on company letterhead
Pvt Ltd: List of Partners/Directors on company letterhead

Ask Our Loan Expert

Our Partners